How Automated Crash Response Can Change Your Life
By 2020 all new cars must have telematics put in them. This is not for insurance purposes but instead it is for automated crash response.Last year, in July, a couple in Scotland were involved in a car crash, just off the M9 near Stirling. The police were called but did not investigate and so the couple lay in their car for three days. During that time the man passed away due to internal injuries and the woman was hospitalised with broken bones, damaged kidneys, and was placed in a medically induced coma.
What happened to the couple was horrific and it is one of the key points being raised in support of telematics boxes being placed in cars. If the response to the car going off the road had been quicker then the man who was inside the car may still be alive.
Telematics boxes are usually used for insurance purposes; however, this is not the mentality behind the idea of having black boxes put into all new cars. Instead it is to avoid situations like the above, where a crash goes unnoticed for so long. Black boxes in cars allow for the response rate to be instant and could save hundreds of lives a year.
Such was the case of Max Charles, whose telematics box called his insurer when he was involved in a horrific car accident. He escaped with brain damage but with his life. This is a case we have fully explored in another article and you can read all about it here. The upshot is that he managed to get lifesaving medical help within 10 minutes of the crash.
Automated Crash Response Installed in Cars
Of course, telematics boxes are not without their criticism as some people see them as a way that insurance companies can spy on their customers. This, naturally enough, can make a lot of people uncomfortable. They are a way of insurance companies knowing where you are and how you are driving. It is easy to see how this could be the case, however, in most situations this is not the main agenda.
Telematics boxes and their automated responses are designed to save lives and not to spy. They do have to know where a person is in order to do this; however, it should not affect insurance premiums. It certainly should not do so without you knowing. These telematics boxes have safety at their core and are to act as a way of getting help to where it is needed quickly, and save lives in particular.
The best thing to do is to check with an insurer before getting insured by them. Some insurers will offer packages for telematics to reduce premiums, some will increase the chance of raised premiums, and some will only use telematics for creating instant help. Which one you go for is up to you.